A Primer In Baby Rashes

Whether it's tiny pink pimples on a newborn's cheeks or big red welts on a feverish toddler, a child's first rash can alarm even the most calm and competent of parents. Bumps and blotches are not necessarily that alarming. Basically they are simply our skin's way of reacting to irritants, infections or hormonal changes. The reason babies get such awful looking rashes is that they have less developed immune systems than we do.
Are rashes life threatening? If a rash is accompanied by tightening of the throat, trouble breathing, or a fever (over 100.4 for an infant or over 101.3 for an older child), be sure to see a doctor right away. Otherwise the rash is probably just an irritation of some kind. The most irritating thing for the mother is always the crying that come with the constant itching and pain of rashes.
Here is what that rash might be –
Blisters: Could be contact dermatitis, diaper rash, impetigo, poison ivy
Dry patches: Could be cradle cap, eczema
Fever: Could be coxsackie, fifth disease, roseola, scarlet fever
Flaky skin: Might be cradle cap
Itchiness: Could be contact dermatitis, eczema, impetigo, poison ivy, scarlet fever
Lesions: Could be psoriasis
Red bumps or spots: Might be diaper rash, eczema, a case of poison ivy or scarlet fever
Red welts: Could be hives
Infants are more likely to develop Cradle Cap, petachaia (which is caused by pressure on the face) and contact dermatitis between the ages of zero and six months.
The prime time for diaper rash is between six and twelve months after a child has started eating a variety of new solid foods.
An estimated 90 percent of children with eczema will have had symptoms before the age of five. After age 3 an infection from strep bacteria can cause stronger severe throat pain.
From the age of six to twelve years most kids who get eczema usually see a dramatic improvement. Ear piercing is the main cause of nickel allergies and contact dermatitis.
Almost any child can develop irritant contact dermatitis (ICD) after prolonged exposure to a naturally irritating substance, like a scratchy clothing tag, drool, or a wet diaper; or from exposure to solvents and acids that can remove the protective oils and moisture in the skin, such as those found in powerful household cleansers.
The good news is that the risk of getting any of these rashes drops significantly after the age of fifteen.
Ask your doctor how to treat rashes. Ones that are infected might need an antibiotic cream. For diaper rash there are many over the counter remedies that work well.

Credit Cards Can Be Evil

It is common knowledge that over the last few years, almost anyone could obtain a credit card, which is one of the reasons why so many millions of people are up to or even over the top of their head in debt. I am raising my kids on credit and it is really costing me!

This is no secret, nor is it a secret that many people are struggling to keep up with their credit card payments just to maintain a steady income.
As suggested, there are things that you can do to reduce your credit card burden, one of which is to pay off your credit card accounts from your mortgage. If you are in the fortunate position of being to do this, the first thing you should do immediately afterwards is to get rid of the freaking credit card that got you into this mess in the first place.

We’re not talking anything complex here.Do what I did! Take the biggest pair of scissors you can find and cut all of your credit card into the tiniest pieces. Start going without and paying in cash only and you are never going to go far wrong.

I have already mentioned that obtaining credit cards over the past few years has become incredibly easy. It is undoubtedly true that one of the reasons so many families have got into credit card debt to such a tragic extent is that most people were not satisfied with just one card.

Individuals with no previously proven financial track record, people who previously would have found it difficult to obtain even a store card, never mind a fully fledged credit card were inundated with offers of one card here, another card there and all too often, they took all of these offers up. I had terrible credit and still got credit at really high interest rates.

While the situation is to get rid of all your credit cards if at all possible, it may simply be impractical to do so, meaning that you have to look at the most efficient way of dealing with the credit cards that you retain either by choice or because of a lack of choice.

If you cannot add your credit card debt to your mortgage, an alternative is to consider is switching to a credit card lender who is offering a 0% interest rate on any credit card balance transferred to them. However, when you do so, there are a variety of potential pitfalls which you must keep your eyes open for.

Firstly, 0% interest rates are unlikely to last forever. Make sure that you understand what the interest rate is going to be like once this special introductory discount offer expires. Work out how much it is going to cost you once the ‘real’ interest rate kicks in, and how well this figure compares with what you would pay with your current card providers.

One final thing to be careful of is the fact that if you use the credit card which you obtained with the specific intention of transferring the balance to it, any additional purchases will be charged interest.