Feeling Guilty About Daycare

Should you consider putting your kids in day care?  The answer is yes unless you feel too guilty to do it.

Guilt is definitely a problem for some parents when they are first considering daycare simply because they were raised by a mother who stayed at home.  The truth is that your child might be better adjusted if you are at home but sometimes financial necessities make it crucial to enroll your child or children in a place where they will be cared for by someone else all day.  The problem can be getting your kids into the right daycare – meaning that it is one that you can afford and one that you like. Another consideration is of course the location of the daycare. It needs to be a quality daycare that is also close to you. Of course not all of these requirements can always be found in one daycare. 

Sometimes you have to sacrifice one perk for the lack of another and that is where the guilt can really kick in. It is not nice to think about your kids being put through a long commute home every day or less than delicious food because of budget or location considerations but sometimes you can't help these things. 

The best daycare for your child might also depend on what stage of potty training and the like that they are like. Some daycares may offer things like potty training and others may not. This is the kind of thing you want to check into because you don't want your child to be developmentally delayed because of a lack of attention from daycare staff. If you are feeling guilty one thing to think about is how well socialized your children will be as the result of being put in daycare. Whether the daycare is great or crummy your child will be exposed to other types of children and different situations. This could teach them tolerance and coping skills that they might otherwise not develop if their mother at home raised them only.  You are teaching them how to get along with others which is really going to benefit them once they hit grade skill. 

In essence what you are experiencing, as guilt may not be guilt at all but rather a reluctance to let your child grow and beco0me a person on his own terms.  It can make you feel like time really is flying by fast. One thing about most daycares, especially the really good ones are that they do not let you pay monthly or week-by-week sometimes. Y

ou might need to book a spot in a quality daycare by putting down a deposit for the whole year. This of course can be expensive so make sure that putting your kids in the daycare is what you really want to do because you may not be able to get your money back.

Parenting Tips
, , , , , , ,

Why You Need Dental Insurance

 If you don't have dental insurance yet you better get on it. Dental insurance is necessary for survival and it makes sense economically. If you have kids it can save you hundreds and sometimes-even thousands of dollars. 

Most dental insurance plans are part of a larger medical health plan but not always. Dental health is crucial for your kids. Having a healthy mouth is absolutely crucial to your longevity and resistance to disorders such as sinus infections, stomach cancer and heart disease.  You need to examine your current health plan (if you even have one) and see what kind of dental insurance it covers. s. Unfortunately many people find out too late that they forgot to opt for the proper kind of dental insurance in their health plan and end up paying a mint for basic dental care from their dentist. A

s all Dental insurance plans are not created equal you need to check them out before you buy or take the time to check out the plan that you already to own to see if it covers the following often needed dental care services – -         

Routine check-ups and dental consultations-         

Teeth cleaning-         

Bridgework, crowns, fillings, dentures-         

Braces, straightening crooked teeth-         

Root canals, removal of wisdom teeth, or other dental surgery-          Treatment of tooth, gum, and mouth infections-         

Treatment of oral cancer-          E

mergency dental coverage in case of partial or total loss of teeth in the event of an accident-         

Dental anesthesia 

Most dental insurance companies divide these services into three major groups – preventative, basic, and major services. Make sure the policy you choose covers all three types if you want to make sure you and your children are secure in terms of insurance. 

Sometimes you may have to switch dentists to get the coverage that you need. Some dental insurance have special deals with selected dentists who become preferred providers for an insurance companies.

Some dental insurance providers will require that you use only dentists on their list. This is obnoxious but it is a fact of life if you need to save money. If you have to use a dental insurance company's preferred dentist means that it is a good idea to ask for a list of available dentists in your area you sign on the dotted line with any kind of dental plan. 

Dental insurance is not something you should consider dealing with as needed. For many dental insurance policies there is a waiting period of as long as month and up to three months before you coverage becomes active.

You should also not count on a dental plan that you have just enrolled in to cover any advanced work usually takes most dental insurance providers a couple of years before things like root canals and gum surgery are covered and four years or more of enrollment before you are eligible for coverage for such things as braces for your kids!

Check out Discount Dental Plans

Parenting Tips
, , , , , ,