The Unisex Baby Names

The other day I met a baby named Taylor. Do you think it was a boy or a girl? It was a girl.

The trend nowadays is to choose names that leave the sex of the child to be a bit of a mystery. Not to many boys are named Shelagh. However there is a lot of naming girls with the little boys names. There is also a lot nicknaming this way. For instance a little girl named Roberta easily becomes 'Bobby.' It is also easy for a James to become a Jamie.

One way to get a truly unisex name is to choose something unique and different for their babies. An older name that is more ambiguous works. A good example would be the name Forrest that is both a male and female name. Some of these names come from the family. For instance a girl named Danny might actually have a grandfather named Daniel. Same thing goes with a girl name Alex or Frankie. Sometimes a little change such as adding an 'a' as in Alexa can help.

Some baby boy names or masculine names used these days to name a baby girl are Troy, Tom, Donnie, Gabby, Wilson, Ritchie and Wilson. Some boy or male names can be modified in their spelling and pronunciation so that they sound more girly. Daniel becomes Danielle. Oliver becomes Olivia. Gabriel becomes Gabriella. In fact that is an excellent way of feminizing a male name. A very common examine of that is how Paul becomes Paula. Anton becomes Antonella. Lowell becomes Lowella. Robert becomes Roberta and Albert become Alberta. You see this a lot in fraternal twins. An example would be Ivan and Ivana. When in doubt add an a!

Going to very ancient place names can also be unisex. For instance Paris can either be a male or female name. In fact Paris Hilton went out with a multi-millionaire man also named Paris last year. Michael Jackson also named his daughter Paris. Another good example is Madonna's kid who is named Lourdes.

Other unisex names are derived from celebrates. For instance a child named Jagger could be either male or female. Famous weird unisex names are the Frank Zappa kid names – such as Moon Unit. Xavier is also a good example of true unisex name.

One of the few examples I can think where a male name is actually quite female sounding is Marion. In fact, John Wayne – the biggest tough guy ever was born as Marion. Also, remember the boy named Sue? It is actually spelled Su.

Another interesting phenomenon is people naming their children after objects. For instance the name Diamond could be either male or female. A good example of this is Gwyneth Paltrow's child, which is named Apple.

Paying Off Parent Plus Student Loans

If you have a teen going into University and a bunch of kids down the lien going into school then you will probably want to know about the Parent Plus Student Loanda.

A Parent Plus Student Loan is a kind of federal student loan that is taken out by a parent on behalf of a child. These loans are never transferred to the student's names after they graduate. As the mom or dad you are always responsible for them.

This means that the student has absolutely no obligation to pay this loan, which kind of takes the pressure off the kid. But not off me. The parent loan is the easiest type of loan to get because of this. Thankfully student loan consolidation and refinancing measures are available for this type of parent-sponsored loan after you have had one out for a few years.

These loans can be gotten easily and very cheaply at low interest rates. However there is a hitch. There is no grace period of three months or so after the student graduates. Payments on these types of loans start immediately. You need to be ready with the money. However the sooner you pay it off the easier it will be for you in the long run. The sooner your kid gets a job after graduation the sooner you will be able to get payments from him and her as well.

Just as an aside it is also important to know that this type of Parent Plus student loan can never be a joint loan that is arranged between one parent and another. It can only be taken out by one parent – either the mom or dad. Two people cannot be responsible for it and only one name can be on the signed form. This is true even if the parents have been married for forty years.

Also these loans require a bit of paperwork. You have to take out one for each school year. So this means that the one parent will apply for the school loan four years in a row. This loan is typically acquired in the summer and half of the student loan is released out of an escrow type fund to the student in the fall and the other half in the spring.

I have the secret to cutting the interest on these student loans. You can immediately refinance them as soon as the second half of the loans is given to the student in the Spring. For example took out a Parent Plus loan in the first year. As soon as the second half of the loan is released you will begin to pay it off. Then your child may enter a second year of school. During that time you will likely take out a second loan. The secret is to take those two loans and consolidate them into one. Your payment will be much lower if you refinance the two loans into one rather than pay them both off separately.