Stocking Your Cupboards With Healthy Stuff

Do you want you and your kids to get super-healthy? Throw out all of the crap in your fridge that is not good for you and the kids and replace it with healthy stuff.

Here is an idea of what should be on your new grocery list –
• Irish steel-cut oats. Oats do contain some gluten, but for most people they are quite tolerable and they are okay to have during a cleanse.

• Mixed-grain hot cereals. Be sure they’re gluten- and sugar-free—and this means no honey or maple syrup

• Rice cakes. Stay away from the ones with too much sodium or funky flavorings (like sour cream and onion rice cakes!)

• Flax crackers

• Gluten-free bread. There are many delicious alternatives to the usual bread you buy. Try some sprouted breads, as they are easier to digest and are less processed.

• Sweet potatoes, yams

• Grains: brown or wild rice, millet, quinoa, amaranth, buckwheat, corn.

• Nuts: almonds, walnuts, cashews, soy nuts, macadamia nuts, filberts, etc.

• Seeds: sunflower, pumpkin, sesame, hemp, flax. Flaxseeds must be freshly ground rather than eaten whole, otherwise you won't get full nutritional benefit.

• Nut or seed butters: almond butter, tahini, cashew butter, peanut butter (all unsweetened))

• Beans and legumes: black beans, lentils, chickpeas, lima beans, adzuki beans, black-eyed peas and fava beans. Dried ones are best

• Vegetables: kale, broccoli, cauliflower, green beans, asparagus, Brussels sprouts, zucchini, eggplant, collard greens, squash of all kinds, tomatoes, etc.

• Mushrooms

• Salad: arugula, radicchio, endive, mixed greens, peppers, avocado, tomato, radish,

• Fruits: apples, raspberries, cherries, peaches, blueberries, goji berries; frozen fruits for smoothies

• Citrus and exotic fruits lemons, limes, and unsweetened pomegranate juice for sparkling-water cocktails

• Herbal teas such as mint, chamomile and fennel.

• Nondairy milk, such as rice, almond, hemp, or soy milk (unsweetened)

• Healthy sweeteners: xylitol, agave nectar, and stevia for smoothies, milks, cereals and baked goods.

• Extra-virgin olive oil, expeller-pressed organic canola, high-oleic versions of sunflower and safflower oils, walnut oil, and flaxseed oil (the last is good to pour over things like salad or baked yam, but not to cook with).

• Seasonings: garlic, ginger, tamari; Himalayan crystal or Celtic sea salt. Regular table salt is bleached and stripped of minerals

• Flours to cook or bake with: bean, pea, soy, potato, buckwheat, tapioca, nut and seed, arrowroot, and rice. There are also prepackaged flour mixes that cater to the gluten-free shopper.

• Popcorn

• Corn chips

• Guacamole

• Hummus

• Frozen spinach, broccoli, and cauliflower to throw into smoothies . . . you won’t even taste it!

• Vegetarian stock for cooking

Try some prepared foods from health food stores. They are often very tasty and nutritious too.

Do Moms Need Term Life Insurance?

Many moms nowadays have never acquired life insurance because they consider it to be too expensive. That is certainly true of permanent insurance. Nowadays you can get term life insurance which is a great option for people who are having a hard time during the recession or who are unemployed or who are underemployed.

I am here to tell you that life insurance does not necessarily have to be 'for life.' It can addressing short term needs. For instance you might want to buy selective insurance that only lasts until your children graduate from college so that they are not stranded for tuition money in the middle of their education.
Term life insurance has been around for at least fifty but few people know about it. The fact is that you do not have to pay the expensive rates that are often associated with life insurance nor do you have to settle for an over-priced policy that is less than thorough and might not cover living expenses for your loved ones, funeral costs and other matters.

Greedy insurance companies will always prefer that you buy an entire life insurance package because you end up paying them for longer. The real advantage to this type of life insurance is that it first of all allows you to choose the coverage amount that you can afford and then second of all allows you to choose the length of the policy.

A permanent life insurance policy often costs thousands of dollars annually. By contrast, term life insurance policies cost consumers a lot less. Term lengths can vary from being ten, twenty or thirty years and you can choose coverage amounts that range from being anywhere from $100,000 to several million dollars. Keep in mind that whatever you spend that the longer the term is and the more that it covers the more that it will cost you per month. Depending on what you buy it may even be under $120 every year. This is a boon to the mom, especially the single mom, who likely has all kinds of other stuff to pay for.

Like the longer term policies, these types of life insurance policies are mainly available to individuals in good health who do not have a history of disease (like cancer or AIDS) or indulging in bad habits like smoking or alcohol abuse. The insurance company that offers incredibly low monthly payments to 'high risk' individuals just does not seem to exist.